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Health Insurance policy offers a monetary protection to the insured person against any medical cost for himself or his family members under the terms and conditions of that policy. The insurance company charges certain amount as premium on yearly basis for the same.

In view of increasing medical costs now a days, Mediclaim policy has become of vital importance.

The world’s most successful investor Warren Buffet says –Do not save what is left after spending but spend what is left after savings. Investment is the most predominant feature for your bright future. No one can plan his future financial stability without the perfect and timely planning his investment in present. You can only dream your bright future but you may not convert your dreams true without perfect investment planning. Mutual Funds help you to plan your investment in most convenient way and according to your objectives. It’s a very emerging field to convert your dreams in reality. How the mutual funds work? The SEBI (Securities & Exchange Board of India) permits the registered financial intermediaries to pool the funds collectively from the intended investors with certain objective and invest this pooled fund of money in a way to achieve the intended goal.

This is a investment strategy in which an investor lends money to a company or government that borrows money for a predetermined amount of time at a set interest rate. Retail investors have not used this investing option as frequently as other investors. It is advantageous for investors seeking fair returns with no default risk because the government offers these assets. You can keep these securities in a demat format. Liquidity issues may arise due to the market’s size limitations. To invest in this type of investment structure, investors must possess extensive knowledge of them. Therefore, you can invest in any of the aforementioned debt products if you prefer the security of safety to the desire for large profits.